Zil.US Discount - Up to 15% off

Zil.US is a financial technology company, not a bank. Zil.US offers banking services through partnership with FDIC member banks Texas N

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What is Zil.US?


Zil.US is a financial management platform that enables businesses to handle their finances remotely. It offers features such as electronic payments, mobile access, online banking, retail banking, transaction management, and transaction monitoring. Users can manage accounts, transfer funds, and pay bills without visiting a bank. The platform supports multiple business checking accounts, physical and virtual cards for payments, and efficient wire transfers. Zil.US is accessible via web and mobile devices, including Android and iOS. It provides support through various channels, including email, phone, and live chat, and offers training resources like webinars and documentation.

  1. Mobile banking access from anywhere
  2. Multiple tailored business checking accounts
  3. Physical and virtual cards for payments
  4. Fast low-fee domestic and international wires
  5. Secure, fast ACH transactions via NACHA
  6. Open US checking account online globally

Eligibility


Number of Seats/Users: Zil.US offers discounts based on the number of users or seats. A higher volume typically leads to a better discount structure, especially for enterprise-level usage.

Commitment to a Long-Term Contract: Discounts are often provided to companies that commit to using the service for a longer period (e.g., 1-year or 3-year contracts). A longer commitment shows Zil.US that the company is serious and willing to invest in the platform long-term.

No Active Discounts: Companies that are not already receiving other active discounts may have a better chance of qualifying for additional discounts from Zil.US. Zil.US reserves discounts for new customers or those not currently under promotional pricing.

Volume or Usage Commitment: Zil.US offers discounts if you agree to a minimum amount of usage or transaction volume. This could be based on data storage, transactions, or other metrics tied to how much you will use the platform.

Enterprise-Level Negotiation: Companies that qualify as “enterprise” due to their size or complexity (e.g., having large teams, multiple departments, or geographical presence) may be eligible for additional discounts from Zil.US. Such companies are often in a position to negotiate for better pricing.

Early Renewal or Prepayment: Zil.US often offers discounts if you renew early or prepay for the entire contract period. This is a common approach to securing a lower price.

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Zil.US - Up to 15% off

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Reviews


Here at Spendbase our internal data shows that Zil.US is perceived very positively by Spendbase clients, especially for ease of use and speed of everyday operations.

Key positives our clients highlight:

  • Simple, modern experience
  • Most comments mention that the interface is “easy to use”, “intuitive”, and “user friendly”.
  • Many small and mid-size teams like that they can handle transfers, bills, and cards without bank visits.

  • Operational speed and flexibility

  • Fast ACH, wires, and general transaction flow are praised often.
  • Multiple checking accounts, virtual/physical cards, and printable checks give clients flexibility to structure finances by teams, projects, or entities.

  • Business enablement

  • Spendbase clients say Zil.US “facilitates work”, “creates what I actually need”, and makes day‑to‑day cash management smoother.
  • Being able to open a US checking account remotely is seen as a big plus for international users.

  • Support and reliability

  • Several comments call out “great support” and “capable personnel” when something goes wrong.

Main pain points we see:

  • Performance issues
  • Frequent mentions of:

    • App “lags”
    • Software “gets stuck”
    • Need to “reset the app” when it freezes
      This suggests occasional downtime or front‑end instability.
  • Speed vs. UX polish

  • While the flow is simple, some clients feel the app is slow at times or that payment processing could be more straightforward.
  • A few comments touch on “boring skin” and missing features like a dedicated mobile app in all contexts.

  • Pricing sensitivity

  • Only a small share of Spendbase clients explicitly call pricing “expensive”, but it appears as the main monetary concern when mentioned.

From a Spendbase discount and optimization angle, this tells us:

  • Zil.US fits teams that value speed, remote access, and multiple accounts over heavy customization.
  • The biggest ROI comes when:
  • You rely heavily on ACH/wires and card-based spend.
  • You want to centralize company payments in one interface.
  • If your team is sensitive to app lags or needs very polished mobile workflows, it’s worth testing performance with a small cohort before rolling it out company‑wide, and pairing it with negotiated discounts to offset any perceived price premium.
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Beyond discounts, you may qualify for up to $100K in AWS credits.

FAQ


1. What is Zil.US?

Zil.US provides online checking account services for your business needs.

2. Can I open a checking account with Zil.US?

Yes, you can open an online checking account for your business needs with no initial charges or monthly fees.

3. How can I contact Zil.US customer support?

You can email us at support@zil.us or call (408) 775-7720 for assistance.

4. What is a virtual card?

A virtual card is a digital form of a card, instantly available upon application, usable for online or contactless payments.

5. How do I add funds to my Zil.US account?

You can fund your account via wire transfer, ACH, or check deposit.

6. Can non-American citizens open an account with Zil.US?

Yes, non-American citizens can open an account using their passport and business details (EIN required).

7. What are the ACH cut-off times?

Same-Day ACH Cut-Off: 9:45 AM PST; Next-Day ACH Cut-Off: 2:45 PM PST.

8. Is there a minimum balance requirement?

No, there's no minimum balance requirement for Zil.US accounts.

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