One account.
12 currencies.

Slash global spend with multi-currency accounts

Take full control of your international finances. Open dedicated accounts in USD, EUR, GBP, and 9 other currencies to manage your global business like a local.

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Hold 12 currencies to protect
your global margins

Move money anywhere via SEPA, Faster Payments, or SWIFT

Issue dedicated cards for projects to simplify budget tracking

Why us?

Completely free

White-glove support

Best suited for tech startups

Multi-currency IBANs

Stop losing revenue to forced conversions.

  • Open dedicated accounts in 12 currencies* to manage global cash flow without banking friction.
  • Exchange funds between 10* international balances directly from your dashboard in seconds
  • Up to 1,25% cashback1 with each transaction
  • Apple and Google Pay (coming soon)
Start saving

Native card issuance

Stop overpaying for global spend.

  • Issue virtual Mastercards in USD, EUR, GBP, and PLN*
  • Pay vendors using dedicated cards to keep your exchange costs at exactly zero.
  • Set budget limits for each card that work best for your business.
  • Issue, assign, or deactivate cards in seconds.
Start saving

Predictable global
transfers

Eliminate the complexity of international money transfers.

  • Reach global partners via SWIFT, SEPA, and Faster Payments
  • Avoid hidden costs with a flat £20 fee on SWIFT In/Out transfers
  • Stay in control with a simple 1% fee for any cross-currency card transactions.
Start saving

Pricing

Bank like a local, everywhere

Start saving

Total visibility

Get a 360° view of your company’s global spend—from local team expenses to international SaaS subscriptions

Automated accounting

Every transaction across all 12 currencies is automatically coded and synced to your ERP or accounting software

Procurement simplified

Centralize all internal spend requests and approvals in one place to prevent duplicate SaaS waste

Pricing

Free payment account for startups

$0

Monthly fee

$0

Per user

0%

SEPA & SEPA Instant payment fees

YOU CALL THE SHOTS

Start saving with virtual cards
in three easy steps

1. Sign up for Spendbase;
2. Seamlessly pass KYB;
3. Integrate your ERP and issue virtual cards.

Get free Spendbase account

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