EUR / GBP IBANs and virtual cards

Digital Banking for Non-EU Owners of EU Businesses

Manage finances across Europe at $0/user with corporate cards that help you save, not spend.

Start saving

$100 reward for spending $5,000 within 90 days

1 working day to open business account

SEPA-friendly transactions, custom spend limits, cashback , and more

Why us?

Completely free

White-glove support

Best suited for tech startups

Challenges experienced 
with other providers

Lengthy KYC & verification, often days or even weeks;

Limited, unresponsive support;

Card issuance & maintenance fees add up fast;

Most traditional banks require high minimum balance thresholds;

How Spendbase 
stands out

Streamlined KYB, instant card issuing;

Dedicated support whenever you need it;

Forever free digital banking services;

No balance barriers, you fully control your spend limits;

Scale across EMEA with smarter expense management

Open a corporate payment account from anywhere in the world and issue cards for you & your team in no time.

  • EU and UK IBANs for non-EU residents;
  • Up to 1,25% cashback1 with each transaction;
  • Off-the-shelf deals with top vendors through Spendbase Saas discounts;
  • Apple and Google Pay. (coming soon)
Start saving

Gain full control of your remote teams’ spend

No matter where you operate, you’ll never have to chase receipts or guess who spent money on what.

  • Open dedicated cards for specific projects or teams;
  • Set custom budget limits for each card;
  • Track one-off & recurring payments in real time;
  • Issue, assign, or deactivate cards in seconds.
Start saving

Automate your accounting

Leverage effortless cross-border expense management with smart payment automation.

  • Integrations with your ERP or accounting system;
  • Automated sync of expense accounts;
  • Payment and purchase data export to your general ledger.
Start saving

Pricing

Free payment account for startups

$0

Monthly fee

$0

Per user

0%

SEPA & SEPA Instant payment fees

YOU CALL THE SHOTS

Start saving with virtual cards
in three easy steps

1. Sign up for Spendbase;
2. Seamlessly pass KYB;
3. Integrate your ERP and issue virtual cards.

Get free Spendbase account

*Valid only for EU-registered companies

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