Centime Discount - Up to 15% off

Centime Cash Flow Control integrates with your General Ledger and bank accounts to help you control and manage cash flow.

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What is Centime?


Centime is a comprehensive cash management suite designed to help businesses efficiently control and manage cash flow. It integrates accounts payable, accounts receivable, and banking solutions into a unified platform. Key features include cash flow forecasting, automated collections, invoicing, payments, credit management, and financial reporting. Leveraging automation and artificial intelligence, Centime enhances productivity, reduces operational costs, and proactively manages financial risks. It supports integration with general ledgers such as NetSuite, Sage Intacct, QuickBooks Online, and QuickBooks Desktop. Centime is particularly beneficial for growing businesses seeking end-to-end control and visibility into their financial operations.

  1. Unified AP, AR, and banking suite
  2. Real-time, AI-driven cash flow forecasting
  3. Seamless integration with major general ledgers
  4. Automated collections, invoicing, and payments workflows
  5. Intuitive interface with proactive onboarding support
  6. Actionable cash insights, KPIs, and reporting

Eligibility


Number of Seats/Users: {post.post_title} offers discounts based on the number of users or seats. A higher volume typically leads to a better discount structure, especially for enterprise-level usage.

Commitment to a Long-Term Contract: Discounts are often provided to companies that commit to using the service for a longer period (e.g., 1-year or 3-year contracts). A longer commitment shows {post.post_title} that the company is serious and willing to invest in the platform long-term.

No Active Discounts: Companies that are not already receiving other active discounts may have a better chance of qualifying for additional discounts from {post.post_title}. {post.post_title} reserves discounts for new customers or those not currently under promotional pricing.

Volume or Usage Commitment: {post.post_title} offers discounts if you agree to a minimum amount of usage or transaction volume. This could be based on data storage, transactions, or other metrics tied to how much you will use the platform.

Enterprise-Level Negotiation: Companies that qualify as “enterprise” due to their size or complexity (e.g., having large teams, multiple departments, or geographical presence) may be eligible for additional discounts from {post.post_title}. Such companies are often in a position to negotiate for better pricing.

Early Renewal or Prepayment: {post.post_title} often offers discounts if you renew early or prepay for the entire contract period. This is a common approach to securing a lower price.

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Centime - Up to 15% off

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Reviews


Here at Spendbase our internal data shows that Centime delivers strong value for finance teams that care about cash visibility and automation, with a few practical gaps to be aware of.

Overall sentiment
– Average rating across our Centime‑using Spendbase clients sits around 4–4.5/5.
– Adoption and onboarding feedback is especially positive.

What Spendbase clients like most
Our data clusters the positives into a few clear themes:

1) Fast, low‑friction rollout
– “One of my best software implementation experiences” comes up as a recurring pattern.
– Clients highlight:
– Smooth onboarding
– Clear, proactive training
– No high‑pressure sales

2) Cash forecasting & visibility
– Cash forecasting is consistently called out as the key win.
– Reported benefits:
– Moving from manual Excel models to live forecasts
– Better capital investment planning
– Stronger cash conversion cycle and liquidity planning
– Easier internal decision‑making with shared, real‑time data

3) Unified view of AP, AR, and banking
– Clients appreciate:
– One place to see cash, AP, and AR implications
– Seamless sync with major GLs and banks
– Less swivel‑chairing between tools

Where clients see gaps
Our internal feedback also shows a few recurring friction points:

1) Forecast precision in edge cases
– Payroll outflows can be slightly off.
– Subscription‑heavy businesses want:
– More accurate timing for large invoice batches
– Bulk editing of invoice due dates and saving in bulk
– Better modeling of “bill in advance” scenarios

2) Account‑level cash views
– Some finance teams want to:
– Exclude savings or money market accounts
– Focus forecasts only on core operating accounts

3) Fit with complex stacks and verticals
– Integrating Centime into existing tool stacks (e.g., bill.com + QuickBooks) can require process adjustment.
– Non‑profits reported initial configuration challenges, though changes were implemented quickly after feedback.

How this ties to Spendbase savings
From a discount and ROI standpoint, our internal data shows that Centime tends to pay off fastest for:
– Fast‑growing companies with frequent cash decisions
– Teams currently managing forecasts in spreadsheets
– Organizations willing to standardize some processes around Centime

For these profiles, we typically see material time savings and better cash control within the first quarter of use, which helps justify a stronger discount negotiation on your Centime contract.

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Beyond discounts, you may qualify for up to $100K in AWS credits.

FAQ


1. What are early pay discounts?

Early pay discounts are incentives offered by suppliers for paying invoices before the due date, reducing your total payment amount.

2. How do I apply an early pay discount?

To apply an early pay discount, ensure payment is made within the specified discount period as outlined in the invoice terms.

3. Can I automate early pay discounts?

Yes, Centime's Customer Portal automatically applies early pay discounts when eligible, streamlining the process without manual oversight.

4. Do early pay discounts affect cash flow?

Utilizing early pay discounts can improve cash flow by reducing expenses, but ensure it aligns with your cash management strategy.

5. Are early pay discounts common among suppliers?

Many suppliers offer early pay discounts to encourage prompt payment, though availability and terms vary by supplier.

6. How do I know if an invoice has an early pay discount?

Invoices with early pay discounts will specify the discount terms, such as '2% 10 Net 30,' indicating a 2% discount if paid within 10 days.

7. What happens if I miss the early pay discount period?

If the discount period is missed, the full invoice amount is due by the standard payment deadline without any discount.

8. Can early pay discounts be negotiated?

Yes, you can negotiate early pay discount terms with suppliers to mutually benefit both parties' cash flow and payment schedules.

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