Number of Seats/Users: Easy EFT offers discounts based on the number of users or seats. A higher volume typically leads to a better discount structure, especially for enterprise-level usage.

Commitment to a Long-Term Contract: Discounts are often provided to companies that commit to using the service for a longer period (e.g., 1-year or 3-year contracts). A longer commitment shows Easy EFT that the company is serious and willing to invest in the platform long-term.

No Active Discounts: Companies that are not already receiving other active discounts may have a better chance of qualifying for additional discounts from Easy EFT. Easy EFT reserves discounts for new customers or those not currently under promotional pricing.

Volume or Usage Commitment: Easy EFT offers discounts if you agree to a minimum amount of usage or transaction volume. This could be based on data storage, transactions, or other metrics tied to how much you will use the platform.

Enterprise-Level Negotiation: Companies that qualify as “enterprise” due to their size or complexity (e.g., having large teams, multiple departments, or geographical presence) may be eligible for additional discounts from Easy EFT. Such companies are often in a position to negotiate for better pricing.

Early Renewal or Prepayment: Easy EFT often offers discounts if you renew early or prepay for the entire contract period. This is a common approach to securing a lower price.

Here at Spendbase our internal data shows that Easy EFT is perceived as a strong, budget-friendly option for card processing inside Dynamics 365 Business Central and NAV, especially for teams that live in the Microsoft ecosystem.

Key positives our Spendbase clients highlight:

• Tight Microsoft integration
• Works smoothly with:
  • Dynamics 365 Business Central (including POS scenarios)
  • Older Dynamics NAV versions

• Payments happen inside existing Business Central logic, which reduces training time and errors.

• Ease of use

• Interface and workflows are generally described as “simple” and “easy to navigate”.
• Familiar “Excel-like” feel is helpful for finance teams used to Microsoft tools.

• Good fit for mid-market companies that need something straightforward, not an over-engineered payments suite.

• Business impact

• Supports online credit card payments for invoices and billing.
• Speeds up cash collection and simplifies invoicing and payment reconciliation.
• 30-day trial lowers the barrier to testing before full rollout, which is a good negotiation and risk-mitigation lever.

Main friction points that come up:

• Configuration and customization
• Initial setup and advanced configuration can be harder than expected.

• Customizing beyond standard flows may require extra time or services, which can add hidden cost.

• Feature gaps

• Lack of built-in check/ACH entry options, even when clients already use Authorize.Net for that, is a recurring ask.

• This may push some companies to keep parallel payment processes, reducing the consolidation benefit.

• Stability and UX

• Occasional bugs are mentioned, though they rarely block work.
• Specific pain point: transaction history sometimes locks sales order cards, limiting deletion, though this is reportedly being addressed.

From a Spendbase cost-optimization perspective, our guidance would be:

• Use the trial to validate ease of use for your finance team and confirm that configuration effort is acceptable.
• Clarify roadmap and pricing around non-card payment types (ACH/check) if those are important to you.
• Negotiate support and implementation assistance up front, as that’s where most of the “hidden” spend and friction tend to appear with Easy EFT.