Number of Seats/Users: Embat offers discounts based on the number of users or seats. A higher volume typically leads to a better discount structure, especially for enterprise-level usage.

Commitment to a Long-Term Contract: Discounts are often provided to companies that commit to using the service for a longer period (e.g., 1-year or 3-year contracts). A longer commitment shows Embat that the company is serious and willing to invest in the platform long-term.

No Active Discounts: Companies that are not already receiving other active discounts may have a better chance of qualifying for additional discounts from Embat. Embat reserves discounts for new customers or those not currently under promotional pricing.

Volume or Usage Commitment: Embat offers discounts if you agree to a minimum amount of usage or transaction volume. This could be based on data storage, transactions, or other metrics tied to how much you will use the platform.

Enterprise-Level Negotiation: Companies that qualify as “enterprise” due to their size or complexity (e.g., having large teams, multiple departments, or geographical presence) may be eligible for additional discounts from Embat. Such companies are often in a position to negotiate for better pricing.

Early Renewal or Prepayment: Embat often offers discounts if you renew early or prepay for the entire contract period. This is a common approach to securing a lower price.

Here at Spendbase our internal data shows that Embat is performing very strongly for finance teams that want to centralise treasury and banking operations in one place.

Based on feedback from Spendbase clients, the main strengths are:

1) Strong centralisation and visibility
– Single view of all bank accounts, balances and entities
– Easier cash-position tracking across multiple companies
– Faster detection of liquidity tensions and short-term cash issues

2) Treasury planning and automation
– Cash-flow projections in the short and medium term
– Categorisation of cash movements with clear structures
– Automation rules for transaction classification (originally missing, now added)

3) Integrations and workflows
– ERP integration is called out as fast and functional when handled with Embat’s technical team
– Ability to pull invoices from customers and suppliers for more accurate working-capital views
– Bank connectivity is broad, though some connections are still being expanded

4) Usability and support
– Interface described as intuitive and well organised
– Technical and customer support consistently rated as fast, helpful and open to feedback
– Clients highlight that the team compensates for missing features with hands-on help

At the same time, our internal data highlights some friction points:

• Product maturity:
• Platform is still in a relatively early stage for some advanced treasury use cases

• Some bank integrations are in progress rather than fully native

• Reconciliation and payments:

• Bank reconciliation currently focused mainly on matching by amount
• Spendbase clients would like richer reconciliation logic and more automated payment/collection initiation from within Embat

Overall, Spendbase clients see Embat as:

• A very solid fit for:
• Mid-sized and large companies needing multi-bank, multi-entity visibility

• Teams looking to cut manual treasury work and centralise operations

• With the biggest upside in:

• Time saved on manual bank data consolidation and forecasting
• Lower error rates in treasury processes
• Better job satisfaction for finance teams doing less repetitive work

From a discount and value standpoint, we typically position Embat as high-ROI if your team is currently spending a lot of manual effort in spreadsheets and banking portals, especially if you plan to lean into the ERP and banking integrations.