Gusto Pricing Score & Analysis

Human Resources Management Software

Pricing score

5/10

Gusto is an all-in-one HR platform designed to help small and medium-sized businesses manage payroll, benefits, and compliance.

Main features:
- Automated payroll processing
- Employee benefits administration
- Direct deposit
- W-2 and 1099 preparation
- Electronic forms management
- Time tracking integration
- Hiring and onboarding tools
- Compliance assistance

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Gusto up to 15% off

Unlock special pricing on Gusto with Spendbase

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&

Gusto up to 15% off

Unlock special pricing on Gusto with Spendbase

INSIGHTS

Plan highlights

Contractor Only Plan Contractor Only Plan
$35/month base + $6 per contractor

Designed for businesses exclusively paying 1099 contractors. Includes unlimited contractor payments, automated tax filings, and contractor self-service portals. Ideal for companies without W-2 employees.

Simple Plan Simple Plan
$49/month base + $6 per employee

Tailored for small businesses with single-state payroll needs. Offers full-service payroll, automated tax filings, employee self-service, and basic support. Suitable for teams operating within one state.

Plus Plan Plus Plan
$80/month base + $12 per employee

Aimed at growing businesses requiring advanced payroll and HR features. Provides multi-state payroll, next-day direct deposit, time tracking, PTO management, and hiring tools. Best for expanding teams across multiple states.

Premium Plan Premium Plan
$180/month base + $22 per employee

Designed for scaling businesses needing comprehensive payroll and HR services. Includes dedicated support, access to certified HR experts, performance management tools, and advanced analytics. Ideal for larger organizations seeking full-service solutions.

Dots Under Section Vendor

INSIGHTS

How much does Gusto typically cost?

These are the publicly listed prices — our deals are even better

lines Vendor
Simple Simple

For small businesses needing single-state payroll, reports, and basic support

Plus Plus

For businesses needing advanced payroll, benefits, HR, and time & attendance tracking

Premium Premium

For scaling businesses needing full-service payroll, benefits, and HR with dedicated support

Contractor Only Contractor Only

For contractor-only businesses who haven't hired W-2 employees yet

Monthly cost
Per User
$6
$12
$22
$6
Monthly cost
Total
$349
$680
$1,280
$335
Annual cost
Per User
$72
$144
$264
$72
Annual cost
Total
$4,188
$8,160
$15,360
$4,020
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Spendbase price
$3,560

15% off

$6,936

15% off

$13,056

15% off

$3,417

15% off

Calculated based on data for a company of 50 people - for individual calculations

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SaaS SAVINGS AND WINS

Our customers save up to 39% on software - you can too

We saved over $500k and got SaaS visibility

Timothée

Global IT Manager

Spendbase has been a game-changer for us. Their platform helps tech companies like ours to slash SaaS and cloud bills by up to 35%

Stephanos

Chief of Stuff, BRIDGE IN

I had no idea you can get huge discounts for most SaaS subscriptions

Nejc

CEO and Co-founder, Sellestial

They worked exactly like we do—efficiently and professionally. They completely offloaded the hard work from our shoulders

Ben

Operations Director, WithU

With Spendbase.co, we locked in 10–15% savings on several of our main SaaS tools. If SaaS spend is a major cost for you, they’re a strong partner.

Soo Beng

VP of Operations at Seven Peaks

We saved over $500k and got SaaS visibility

Timothée

Global IT Manager

Spendbase has been a game-changer for us. Their platform helps tech companies like ours to slash SaaS and cloud bills by up to 35%

Stephanos

Chief of Stuff, BRIDGE IN

I had no idea you can get huge discounts for most SaaS subscriptions

Nejc

CEO and Co-founder, Sellestial

They worked exactly like we do—efficiently and professionally. They completely offloaded the hard work from our shoulders

Ben

Operations Director, WithU

With Spendbase.co, we locked in 10–15% savings on several of our main SaaS tools. If SaaS spend is a major cost for you, they’re a strong partner.

Soo Beng

VP of Operations at Seven Peaks

Features & Benefits with Discount Lens

See what you get — for less

Detailed feature comparison table with tier benefits Text here for the second row

1

Comprehensive Payroll Automation

Gusto automates payroll processing, including tax calculations and filings, ensuring compliance with the latest regulations. This feature simplifies payroll management and reduces administrative burden.

Gusto

Discount impact

Enhances accuracy and efficiency in payroll operations, allowing businesses to focus on core activities.

2

Employee Benefits Administration

Centralizes benefits data, enabling management of health plans, retirement options, and eligibility in one place. Users can easily access information and make changes as needed.

Gusto

Discount impact

Streamlines benefits management, improving employee satisfaction and reducing administrative complexity.

3

Direct Deposit Functionality

Automates payroll delivery across multiple accounts, allowing employees to manage their banking details independently. Ensures consistent and timely payments.

Gusto

Discount impact

Reduces reliance on paper checks, enhances payment reliability, and empowers employees with control over their finances.

4

W-2 and 1099 Preparation

Generates and distributes W-2 and 1099 forms electronically, reducing paperwork and improving tax season accuracy. Users can download and print documents easily.

Gusto

Discount impact

Simplifies tax compliance, minimizes errors, and saves time during tax season.

5

AI-Enabled HR Assistance

Provides an AI assistant to answer HR-related questions, suggest shift schedules, update employee handbooks, and create custom documents, reducing manual work for HR teams.

Gusto

Discount impact

Enhances decision-making, automates routine tasks, and allows HR teams to focus on strategic initiatives.

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