Value payment systems Pricing Score & Analysis
Billing and Invoicing Software
Pricing score
Value Payment Systems (VPS) is a technology-enabled, integrated payment provider that uses a proprietary platform to let consumers make and billers accept digital payments securely and efficiently.
Main features:
- Accounting integration
- ACH and card payment processing
- Billing and invoicing with billing portal
- Online, mobile, and in-person payments
- Recurring billing
- Reporting and transaction monitoring
Value payment systems up to 40% off
Unlock special pricing on Value payment systems with Spendbase
Value payment systems up to 40% off
Unlock special pricing on Value payment systems with Spendbase
INSIGHTS
Plan highlights
Starter ACH Plan
Entry model for small agencies and municipalities just starting with Value Payment Systems–type tools. Our internal data shows that comparable vendors bundle free setup, virtual terminal, basic reporting, and email receipts with standard flat-rate card fees and low-cost ACH.
Growth Mixed-Payments Plan
For growing public-sector and mid-market finance teams needing mixed card/ACH, scheduled payments, and basic integrations. Our internal data shows that this tier typically adds recurring billing, basic API access, deposit reconciliation, and standard support SLAs.
Advanced Omnichannel Plan
Designed for high-volume organizations with online, IVR, and counter payments. Our internal data shows that peers bundle hosted payment pages, IVR, multi-location POS, custom reporting, SSO, and priority support while reducing per-transaction markups via interchange-plus pricing.
Enterprise Custom Value Plan
For large state agencies, universities, and nationwide billers with complex compliance and integration needs. Our internal data shows that enterprise deals include rate reviews, dedicated account management, premium uptime SLAs, bespoke integrations, and tailored pricing based on annual payment volume.
INSIGHTS
How much does Value payment systems typically cost?
These are the publicly listed prices — our deals are even better
 |
Starter
For small organizations testing online payment processing with basic needs |
Standard
For growing organizations needing reliable payment processing and reporting |
Business+
For mid-sized organizations requiring advanced controls, integrations, and support |
Enterprise
Custom solutions and pricing for large, high-volume or complex organizations |
|---|---|---|---|---|
|
Monthly cost
Per User |
$5
|
$10
|
$20
|
Custom pricing
|
|
Monthly cost
Total (50 users) |
$250
|
$500
|
$1,000
|
Custom pricing
|
|
Annual cost
Per User |
$50
|
$100
|
$200
|
Custom pricing
|
|
Annual cost
Total (50 users) |
$2,500
|
$5,000
|
$10,000
|
Custom pricing
|
Spendbase price
|
$1,500
40% off |
$3,000
40% off |
$6,000
40% off |
Custom pricing
|
Calculated based on data for a company of 50 people - for individual calculations
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SaaS SAVINGS AND WINS
Our customers save up to 39% on software - you can too
We saved over $500k and got SaaS visibility
Global IT Manager
Spendbase has been a game-changer for us. Their platform helps tech companies like ours to slash SaaS and cloud bills by up to 35%
Chief of Stuff, BRIDGE IN
I had no idea you can get huge discounts for most SaaS subscriptions
CEO and Co-founder, Sellestial
They worked exactly like we do—efficiently and professionally. They completely offloaded the hard work from our shoulders
Operations Director, WithU
With Spendbase.co, we locked in 10–15% savings on several of our main SaaS tools. If SaaS spend is a major cost for you, they’re a strong partner.
VP of Operations at Seven Peaks
We saved over $500k and got SaaS visibility
Global IT Manager
Spendbase has been a game-changer for us. Their platform helps tech companies like ours to slash SaaS and cloud bills by up to 35%
Chief of Stuff, BRIDGE IN
I had no idea you can get huge discounts for most SaaS subscriptions
CEO and Co-founder, Sellestial
They worked exactly like we do—efficiently and professionally. They completely offloaded the hard work from our shoulders
Operations Director, WithU
With Spendbase.co, we locked in 10–15% savings on several of our main SaaS tools. If SaaS spend is a major cost for you, they’re a strong partner.
VP of Operations at Seven Peaks
Features & Benefits with Discount Lens
See what you get — for less
Detailed feature comparison table with tier benefits Text here for the second row
Unified digital and in‑person payment processing
Value Payment Systems centralizes credit card, debit card, ACH, online, mobile, and in‑person payments on a single platform. This unified stack reduces reliance on multiple vendors and manual reconciliations, making it easier for finance and operations teams to manage every incoming payment channel consistently.
Discount impact
Businesses cut payment fragmentation, shorten reconciliation cycles, and lower operational overhead, creating a smoother payer experience while giving finance leaders clearer visibility into total collections across every channel and location.
Self‑service billing and payment portal
The solution provides a customer billing portal where users can view invoice history, access statements, and submit payments online. This self‑service experience decreases inbound billing questions and removes the need for staff to handle routine payment and statement requests over phone or email.
Discount impact
Organizations reduce call volume and back‑office workload, while customers gain 24/7 access to their accounts, improving satisfaction and accelerating cash collection with fewer delays and disputes.
Robust financial management and reporting
Beyond basic processing, the platform supports financial management, real‑time data, reporting and statistics, and sales reports. Teams can monitor transaction activity, track receivables, and analyze payment trends, enabling better forecasting, compliance reporting, and executive‑level financial visibility from a single system.
Discount impact
Decision‑makers get faster, data‑driven insights into payment performance, helping them optimize pricing, reduce leakage, and improve budgeting accuracy, while auditors and controllers gain cleaner, more traceable financial records.
Deep integrations and API‑driven extensibility
With an open API, accounting integration, payment gateway integrations, and support for eCommerce systems, Value Payment Systems can plug into existing ERPs, accounting tools, and web storefronts. This minimizes rekeying of data and supports tailored workflows around billing and collections.
Discount impact
IT and finance teams avoid costly rip‑and‑replace projects, gain automation across the order‑to‑cash lifecycle, and reduce integration risk, making it easier to scale payment operations as transaction volumes and business complexity grow.
Compliance, security, and enterprise‑grade deployment
The platform is PCI compliant and supports transaction monitoring, receipt management, and multi‑location operations, with web and mobile deployments and 24/7 support. This combination addresses security, auditability, and uptime expectations typical of public sector and enterprise environments.
Discount impact
Organizations mitigate compliance and security risk while providing reliable payment access for end users, protecting brand trust and avoiding costly breaches or downtime that can disrupt revenue collection.
